Zero-Based Budgeting
Made Simple
Give every dollar a job. Track your spending, build savings, and reach your financial goals with household-based budgeting that actually works.
No credit card required. Free plan available forever.
What is Zero-Based Budgeting?
Zero-based budgeting means you assign every dollar of your income to a specific purpose before you spend it. Your income minus your expenses (including savings) should equal zero. This gives you complete control over where your money goes.
Plan Your Income
Start with your total monthly income and plan where every dollar will go.
Assign Categories
Allocate funds to spending categories, savings goals, and bills until you hit zero.
Track & Adjust
Log transactions, see real-time progress, and move money between categories as needed.
Everything you need to manage your money
Powerful features designed to make budgeting effortless
Household Budgets
Share your budget with family members and track who spent what. Perfect for couples and families managing money together.
Savings Funds
Set aside money for goals like vacations, emergencies, or big purchases. Watch your savings grow month over month.
Split Transactions
Divide purchases across multiple categories for accurate tracking. Great for trips to stores with mixed purchases.
Visual Reports
Beautiful charts show your spending by category, monthly trends, and progress toward your financial goals.
Multiple Accounts
Track checking, savings, credit cards, and cash. Transfer between accounts and see your total net worth.
Flexible Categories
Organize your budget with custom sections and categories. Drag and drop to reorder however you like.
Supercharge your budgeting with Pro
Unlock advanced features to save time and gain deeper insights
AI Assistant
Get personalized insights, ask questions about your spending, and receive smart suggestions to optimize your budget.
Import Transactions
Import bank statements and credit card exports. Our AI helps categorize transactions automatically.
Category Transfers
Move money between categories mid-month. Perfect for handling variable income or unexpected expenses.